As fellow Queenslanders, we understand how much of an impact storm or flood damage can have on you and your families. That’s why we’re here to help when you need it most.
Is your home or property damaged?
- In an emergency call 000 for Police, Ambulance or Fire Brigade.
- If powerlines are down, call Energex on 13 19 62 or for support during a flood or storm call SES on 132 500.
- Find out how to make a claim on your RACQ Insurance policy or call 13 7202 to speak to our friendly team seven days a week.
After the storm
Read our important information on safety preparations, starting the clean up and vehicle tips to help you recover after a weather event has passed.
Is my home and/or contents covered for storm and hail damage?
Under your RACQ Home and/or Contents Insurance policy, we cover your home and contents for loss or damage caused by an incident that happens during the period of insurance if your home or contents are damaged by a storm, hail or flood.
For policies with an effective date on or after 29th March 2021, our PDS defines storm as 'Strong winds that may also involve heavy rain, hail, or snow. For example, a cyclone.'
Please read your Product Disclosure Statement, any applicable Supplementary PDS and relevant Key Facts Sheet and log into your My RACQ profile to view your Certificate of Insurance. These documents will tell you what events and damages you are covered for, your insured amounts, any limits, conditions and excesses that apply.
Every circumstance can have its own set of unique characteristics or degrees of damage so it is important that you lodge your claim as soon as possible so that we can start the assessment process.
If you have any questions about what you can claim for, call us to discuss your cover on 13 7202.
Make an Insurance claim with RACQ
Hire car after an insured event
Storms, flood, hail and cyclones can cause a lot of damage very quickly, and rebuilding your home can be hard.
At RACQ it’s easy to claim on your Insurance policy.
Make sure you have the required information to lodge your claim as quickly as possible.
Only RACQ staff can lodge and process your claim so be wary of any door knockers not able to show formal RACQ accreditation.
Lodge your claim
Lodge your claim
1. Save time and make a claim online
The quickest way to lodge your RACQ Insurance claim is with our online form anytime.
Claim online
If you’re unable to use our online form, call us or visit us in-branch and we’ll help you as much as we can from there.
2. Phone
Call us on 13 7202 and we'll lodge your insurance claim over the phone.
3. In-branch
Visit your local RACQ branch.