Fire, Theft & Third Party Liability Car

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Fire, Theft & Third Party Liability Car

If you damage other people’s property in a car accident, we’ve got you covered with RACQ Fire, Theft & Third Party Liability Car.

With our Fire, Theft & Third Party Liability Car Insurance, you’re insured for up to $20 million if you damage other people’s property in a car accident. You’re also covered if your car is stolen, damaged by fire, or damaged by an uninsured vehicle.

Fire, Theft & Third Party Liability Car Insurance is a great mid-range cover option that gives you that little bit extra protection but doesn’t usually cost as much as Comprehensive Car Insurance.

When you take out Fire, Theft & Third Party Liability Car Insurance you also become an RACQ member giving you access to a wide range of member benefits including savings, access to a car brokerage service at no cost, and 24-hour travel assistance in Australia with Aussie Assist.

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RACQ members with Roadside Assistance get up to 17.5% discount*

What am I covered for?

For full details of what’s included in RACQ Fire, Theft & Third Party Liability Car Insurance, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determination.

We pay up to $20 million when your car causes damage to other people’s property.

You’re covered if your car is damaged in a fire, if it’s stolen or if there is an attempted theft.

If your car is damaged by fire or theft, we pay up to $500 for emergency repairs to make your car roadworthy until you can claim. For example, you can get a tail light or side mirror fixed to get your car back on the road, and then let us know at claim time.

If your car is damaged by fire or theft, we pay up to $500 for emergency repairs to make your car roadworthy until you can claim. For example, you can get a tail light or side mirror fixed to get your car back on the road, and then let us know at claim time.

We pay the reasonable costs for towing your vehicle and up to $100 each day for storage and after certain incidents or theft, for up to 30 days.

We pay up to $5,000 for loss or damage to your car in an accident where the driver at fault is uninsured.

Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance Selected repairer.

Award winning cover

RACQ Car Insurance has been awarded People’s Choice for Excellent Claims Experience, being a Highly Trusted provider and Most Recommended in the 2020 Mozo Awards.

RACQ Comprehensive Car Insurance is a winner of 3 People's Choice Mozo Awards in 2020

Why choose RACQ?

More than an insurance policy, you’re a member

When you insure with RACQ you receive membership to Queensland’s largest club with extra benefits such as advice, discounts and more.

Assisting Queenslanders since 1905

RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

Ways to save

For full details of discounts and savings for RACQ Fire, Theft & Third Party Liability Car Insurance cover, see our Insurance Discounts page.

Roadside Assistance Discount

RACQ Roadside Assistance subscribers get up to 17.5% discount off their Car Insurance (savings based on membership level).

Multi Policy Discount

If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies.

Combined Vehicle Insurance Discount

You can combine a range of car insurance policies and get up to 5% off each of your eligible policies. Find out more.

As an RACQ member, you can also save 4¢ per litre on fuel at selected Puma stations^#.

RACQ Third Party Fire and Theft Car Insurance provides cover if your car is stolen or damaged by fire as well as up to $20 million for damage your car causes to other people’s property.

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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

CTP Insurance underwritten by RACQ Insurance Limited ABN 50 009 704 152. Visit racq.com for details. Conditions apply.

* Savings based on membership level.

^# E10, Unleaded 91, Premium Diesel and LPG only. Conditions, limits and exclusions apply. See Puma Energy fuel discount for more information.

Fire, Theft & Third Party Liability Car

If you damage other people’s property in a car accident, we’ve got you covered with RACQ Fire, Theft & Third Party Liability Car.

RACQ members with Roadside Assistance get up to 17.5% discount*

What am I covered for?

We pay up to $20 million when your car causes damage to other people’s property.

You’re covered if your car is damaged in a fire, if it’s stolen or if there is an attempted theft.

If your car is damaged by fire or theft, we pay up to $500 for emergency repairs to make your car roadworthy until you can claim. For example, you can get a tail light or side mirror fixed to get your car back on the road, and then let us know at claim time.

We pay the reasonable costs for towing your vehicle and up to $100 each day for storage and after certain incidents or theft, for up to 30 days.

We pay up to $5,000 for loss or damage to your car in an accident where the driver at fault is uninsured.