Choose RACQ for pet insurance you can trust
At RACQ, we know your furry friends are more than a pet. They’re a member of your family. They put their trust in you. So who do you trust to be there, when they need you most?
RACQ has been helping Queenslanders of all kinds for over a century, so we understand the unexpected emergencies that might pop up. That’s why we help make those surprise vet visits more manageable. RACQ Pet Insurance gives you 80% back on eligible vet costs, up to $12,000 per year. Plus, as long as you renew your policy each year, we’ll continue to provide your pet with illness and injury cover for its lifetime.
You want to give your pet the best protection so you never have to decide if you can afford that vet trip or surgery. With RACQ Pet Insurance, you can keep them healthy and make the decision that could save their life.
So choose RACQ for pet insurance you can trust. Plus save $50 per pet when you buy online*.
I want to protect my dog
Protect your dog with RACQ dog insurance
I want to protect my cat
Protect your cat with RACQ cat insurance
Are you eligible for free pet insurance? Find out about our partnership with Animal Welfare League (QLD). Conditions Apply.
Save on pet products with RACQ
Plus, access great member benefits such as:
"We are really glad we chose RACQ."
“We put a claim form in, not really sure whether it would be covered or not. Within two weeks the claim was accepted and we received our full policy benefits! We are really glad we chose RACQ. – Emma”
"Not a drama with RACQ Pet Insurance."
“Our precious poodle, Marley, cut her back leg right to the bone. Not a drama with RACQ Pet Insurance. I submitted the claim by email and it was paid very quickly. – Genevieve”
Not sure if you need comprehensive Pet Health Insurance or our Pet Cover optional extra under your Home & Contents/Contents only policy? Compare coverage options.
Get a quote Read the PDS How to claim
What you get with RACQ's Pet Insurance
Your pet’s care is covered with us. When you take out RACQ Pet Insurance you get:
|Illness and injury cover
||We will pay 80% of eligible vet costs if your pet suffers an injury or illness. This benefit covers up to $12,000 annually. Waiting periods apply.
|Emergency boarding costs
||We pay up to $1000 annually to board your pet at a licensed facility if you are in hospital for 5 or more consecutive days. This benefit has no excess.
||We will pay 80% of the costs towards euthanising your pet if your vet decides it is essential and the humane thing to do.
||We’ll cover your pet for the same benefits as above when they are with you in New Zealand or Norfolk Island.
You can ask us to waive your pet’s pre-existing conditions by completing a pre-existing condition waiver form (PDF, 504KB).
Cruciate ligament waiting period
You can ask us to waive the cruciate ligament waiting period on the policy by completing a cruciate ligament waiting period waiver form (PDF, 508KB).
Choose an optional benefit
For an additional cost you can increase your pet’s cover, giving them a little extra tender loving care.
|Tender Loving Care (TLC)
||We pay up to $100 annually towards the cost of certain preventative treatments. For example, we’ll reimburse the cost to vaccinate your pet or for food prescribed by your vet. No excess applies with TLC.
Save on your pet insurance
Put the following discounts to use and reduce the cost of your insurance.
|Roadside Assistance loyalty discount
||Already a member with Roadside Assistance? Get up to 17.5% discount on your premium depending on your level of membership.
||Save $50 per pet when you buy RACQ Pet Insurance online (conditions apply—maximum of 4 pets per policy, and excludes pay later options).
|Multi policy discount
||If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies.
|Multi pet discount
||If you have two or more pets insured with us you’ll get up to 5% discount for each pet.
*Maximum of 4 pets per policy, and excludes pay later options.
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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the PDS before making a purchase decision on this product. Any general advice relating to this product at racq.com is provided by RACQ.