Compare home loans
See which of our home loan options is right for you.
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Fixed Rate Home Loan
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Mortgage Saver
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Mortgage Breaker
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Best suited for: |
- First home buyers
- Refinancing
- Small deposits
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- First home buyers
- Refinancing
Available for new lending only
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- Investors
- Refinancing
- Renovating
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| Interest rate (owner occupied) |
2 Year Fixed Choices 3.72% p.a
4.80% p.a Comparison rate
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Mortgage Saver Special 3.62% p.a
3.62% p.a Comparison rate
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One Year Intro Rate 3.72% p.a
4.91% p.a Comparison rate
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| Interest rate (investor) |
2 Year Fixed Choices 4.05% p.a
5.23% p.a Comparison rate
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One Year Intro Rate 4.12% p.a
5.36% p.a Comparison rate
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| Interest rate type |
Fixed – 1, 2, 3 & 5 year terms |
Variable |
Variable |
| Establishment fee |
$600; $0 when in Choices package
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$0
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$600; $0 when in Choices package
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| Annual fee |
$395 in Choices package
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$395 in Choices package |
| Monthly account keeping fee |
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| Max. Loan to Value Ratio (owner occupied) |
80%
95% with LMI
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80%
95% with LMI
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80%
95% with LMI
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| Max. Loan to Value Ratio LVR (investor) |
80% |
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80% |
| Maximum term |
30 years |
30 years |
30 years |
| Redraw facility |
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| Offset account |
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| Additional payments options |
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| Top-ups |
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| Ability to split |
Not during fixed rate term
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| Available in package |
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| RACQ membership |
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| Awards |
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Fixed Rate Home Loan
Apply now
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Mortgage Saver
Apply now
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Mortgage Breaker
Apply now
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Download Key Facts Sheet