Compare home loans
See which of our home loan options is right for you.
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Fixed Rate Home Loan
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Mortgage Saver
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Mortgage Breaker
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Best suited for: |
- First home buyers
- Refinancing
- Small deposits
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- First home buyers
- Refinancing
Available for new lending only
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- Investors
- Refinancing
- Renovating
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| Interest rate (owner occupied) |
2 Year Fixed Choices 3.72% p.a
4.80% p.a comparison rate
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Mortgage Saver Special 3.62% p.a
3.62% p.a comparison rate
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Mortgage Breaker Choices $500k+ 4.09% p.a
4.47% p.a comparison rate
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| Interest rate (investor) |
1 Year Fixed Choices 3.86% p.a
5.30% p.a comparison rate
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Mortgage Breaker Investor Special Choices P&I 3.99% p.a
4.38% p.a comparison rate
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| Interest rate type |
Fixed – 1, 2, 3 & 5 year terms |
Variable |
Variable |
| Establishment fee |
$600; $0 when in Choices Package
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$0
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$600; $0 when in Choices Package
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| Annual fee |
$395 in Choices Package
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$395 in Choices Package |
| Monthly account keeping fee |
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| Max. Loan to Value Ratio (owner occupied) |
80%
95% with LMI
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80%
95% with LMI
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80%
95% with LMI
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| Max. Loan to Value Ratio LVR (investor) |
80%
90% with LMI |
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80%
90% with LMI |
| Maximum term |
30 years |
30 years |
30 years |
| Redraw facility |
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| Offset account |
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| Additional payments options |
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| Top-ups |
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| Ability to split |
Not during fixed rate term
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| Available in package |
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| RACQ membership |
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| Awards |
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Fixed Rate Home Loan
Enquire now
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Mortgage Saver
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Mortgage Breaker
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Download Key Facts Sheet