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Compare home loans

See which of our home loan options is right for you.


Fixed Rate Home Loan Mortgage Saver Mortgage Breaker
Best suited for:
  • First home buyers
  • Refinancing
  • Small deposits
  • First home buyers
  • Refinancing

Available for new lending only

  • Investors
  • Refinancing
  • Renovating
Interest rate (owner occupied) 2 Year Fixed Choices  3.72% p.a
4.80% p.a Comparison rate
Mortgage Saver Special 3.62% p.a
3.62% p.a Comparison rate
One Year Intro Rate 3.72% p.a
4.91% p.a Comparison rate
Interest rate (investor) 2 Year Fixed Choices 4.05% p.a 5.23% p.a Comparison rate One Year Intro Rate 4.12% p.a 5.36% p.a Comparison rate
Interest rate type Fixed – 1, 2, 3 & 5 year terms Variable Variable
Establishment fee $600; $0 when in Choices package $0 $600; $0 when in Choices package
Annual fee $395 in Choices package $395 in Choices package
Monthly account keeping fee
Max. Loan to Value Ratio (owner occupied) 80%
95% with LMI
80%
95% with LMI
80%
95% with LMI
Max. Loan to Value Ratio LVR (investor) 80% 80%
Maximum term 30 years 30 years 30 years
Redraw facility

 

Owner Occupiers only

Offset account

P&I loans only

Additional payments options

up to $10,000 per year

Unlimited

Unlimited

Top-ups
Ability to split Not during fixed rate term
Available in package
RACQ membership
 Awards  Canstar Outstanding Value Fixed Home Lender  First Home Buyer Loan Mozo Award  
  Fixed Rate Home Loan 

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Mortgage Saver

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Mortgage Breaker

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