Compare home loans
See which of our home loan options is right for you.
<
<
|
Fixed Rate Home Loan
|
Mortgage Saver
|
Mortgage Breaker
|
|
Best suited for: |
- First home buyers
- Refinancing
- Small deposits
|
- First home buyers
- Refinancing
Available for new lending only
|
- Investors
- Refinancing
- Renovating
|
| Interest rate (owner occupied) |
2 Year Fixed Choices 3.72% p.a
4.80% p.a Comparison rate
|
Mortgage Saver Special 3.62% p.a
3.62% p.a Comparison rate
|
One Year Intro Rate 3.72% p.a
4.91% p.a Comparison rate
|
| Interest rate (investor) |
2 Year Fixed Choices 4.05% p.a
5.23% p.a Comparison rate
|
|
One Year Intro Rate 4.12% p.a
5.36% p.a Comparison rate
|
| Interest rate type |
Fixed – 1, 2, 3 & 5 year terms |
Variable |
Variable |
| Establishment fee |
$600; $0 when in Choices package
|
$0
|
$600; $0 when in Choices package
|
| Annual fee |
$395 in Choices package
|
|
$395 in Choices package |
| Monthly account keeping fee |
|
|
|
| Max. Loan to Value Ratio (owner occupied) |
80%
95% with LMI
|
80%
95% with LMI
|
80%
95% with LMI
|
| Max. Loan to Value Ratio LVR (investor) |
80% |
|
80% |
| Maximum term |
30 years |
30 years |
30 years |
| Redraw facility |
|
|
|
| Offset account |
|
|
|
| Additional payments options |
|
|
|
| Top-ups |
|
|
|
| Ability to split |
Not during fixed rate term
|
|
|
| Available in package |
|
|
|
| RACQ membership |
|
|
|
| Awards |
 |
 |
|
| |
Fixed Rate Home Loan
Apply now
|
Mortgage Saver
Apply now
|
Mortgage Breaker
Apply now
|
Download Key Facts Sheet