Check out our many options to protect your home  

Customise your RACQ Home Insurance policy to protect the things that matter most, and open the door to a lifetime guarantee on repairs, a trusted 24/7 claims service, and the option to pay by the month.

Besides protecting your big and small items, you’ll also be a member of Queensland’s largest club and access a range of savings you can count on. Compare our cover, save up to $75 if buying online, and reduce the cost now with our insurance discounts.

Happy couple walking dog from home

Combined Home and Contents Insurance

  • Cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Your choice of a flexible excess
  • 13% off for owner-occupiers

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Couple painting their front fence

Home Insurance

  • Building cover against fire, theft, flood, storm, cyclone and leaks
  • Up to 12 months temporary accommodation
  • Replacement of locks, trees and plants
  • 15% off for Seniors Card holders

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Dad on laptop on the deck while Mum and daughter play in the background

Contents Insurance

  • Contents cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Accidental broken glass cover
  • 20% discount for unit or townhouse insured

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Couple hanging picture at home

Contents Insurance for renters

  • Contents cover against fire, theft, flood, storm, cyclone and leaks
  • New-for-old contents replacement
  • Accidental broken glass cover
  • 20% discount for unit or townhouse insured

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Home iconBuilding calculator

Not sure how much to insure your home’s building for? Use our quick building calculator to help.

Calculate rebuild cost

Home iconContents calculator

Work out the value of your personal items at home with our quick contents calculator.

Calculate contents cost

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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the PDS before making a purchase decision on this product. Any general advice relating to this product at racq.com is provided by RACQ.

Banking products and loans are issued by Members Banking Group Limited ABN 83 087 651 054 AFSL and Australian credit licence 241195 trading as RACQ Bank. This information does not take your personal objectives, circumstances or needs into account. Read the disclosure documents for your selected product or service, including the Financial Services Guide and the Terms and Conditions, before deciding. Except for RACQ Bank, any RACQ entity referred to on this page is not an authorised deposit-taking institution for the purposes of the Banking Act 1959 (Cth). That entity’s obligations do not represent deposits or other liabilities of RACQ Bank. RACQ Bank does not guarantee or otherwise provide assurance in respect of the obligations of that entity, unless noted otherwise.