What’s an interest rate?
Determined by the Reserve Bank of Australia, interest rates fluctuate and are reviewed every month. This means if you’re on a variable loan you may end up paying more, or less on your loan than the previous month. It’s always a good idea to know your interest rates and check if your loan’s working for your life. Check out our most up to date interest rates and take control of your money with RACQ Bank.
Home loan interest rates
Whether you’ve bought a house to live in or you own an investment property get up to speed with our home loan interest rates and pay your mortgage off sooner.
Personal loan interest rates
Whether it’s for a new car, holiday or something else – know what you’ll be paying and get back in the green faster.
When you’re in the market for a new car you know you can trust RACQ to be there every step of the way with car loans designed for your life in Queensland.
Fixed Rate Car Loan – new car (under 2 years)
Buying a new car? Find out how RACQ Bank can help you get into your car sooner with a new car loan.
|Personal financePersonal financePersonal financePersonal financeFixed rate car loan (cars under 2 years old)
||Interest rateInterest rateInterest rateInterest Rate6.17% p.a
||Comparison rateComparison rateComparison rateComparison rate6.72% p.a
Fixed Rate Car Loan – used car (over 2 years)
We’ll help you buy a used car easier with competitive used car interest rates and help from Queensland’s largest motoring club.
|Personal financePersonal financePersonal financePersonal financePersonal financeFixed rate car loan (cars over 2 years old)
||Interest RateInterest RateInterest RateInterest RateInterest Rate8.95% p.a
||Comparison rateComparison rateComparison rateComparison rateComparison rate9.52% p.a
Need some cash to reach an important life goal? Choose an RACQ Bank Personal Loan and life the life you love in Queensland.
|Personal financePersonal financePersonal financePersonal financePersonal financePersonal loan
||Interest RateInterest RateInterest RateInterest RateInterest Rate12.95% p.a
||Comparison rateComparison rateComparison rateComparison rateComparison rate13.25% p.a
Apply for an RACQ Bank Personal Loan
Get the money you want faster with a personal loan from RACQ Bank. Apply online today and we’ll step you through the process.
Apply now Learn more
Loan rate schedule
When you have a loan it’s good to know what interest you’re paying so you can budget to meet your repayments. Download our loan rate schedule to compare rates and choose the best loan for your lifestyle.
Loan rate schedule
Loan fees and charges
At RACQ Bank we’re for you. We’re transparent about what you’ll pay and our team’s dedicated to getting you more out of life. Download our loan fees and charges and know straight away what you’ll be paying for loan establishment, payment, termination fees and more.
Loan fees and charges schedule