Cover your rideshare trips with RACQ Comprehensive Car Insurance
When you’re driving dozens of kilometres and passengers in a single day, you need protection. RACQ Comprehensive Car Insurance helps rideshare drivers who use their privately owned vehicles get the insurance policy they need. It doesn’t matter whether you’re with Didi, Uber, Ola, or another rideshare platform, we want you to feel at ease knowing you're covered.
What does RACQ Comprehensive Car Insurance for rideshare cover?
Get up to speed on all the important details by reading our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.
Note: RACQ motor products do not provide cover for taxis, tools of trade, stock in trade, or loss of income.
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Loss or damage to your vehicle in a flood, storm, hail, theft, accident, vandalism or fire event
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Up to $20 million cover for damage to other people’s property caused by your car
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Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
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Hire car for up to 21 days (up to $75 a day) if your vehicle is stolen
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Cover for personal property
We pay up to $500 for personal property inside your vehicle that is damaged from being involved in an incident.
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Towing and storage costsWe pay the costs of towing and storage of your vehicle for up to 30 days after an incident or theft (up to $100 a day).
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Theft of vehicle keysWe pay up to $750 to replace and recode vehicle keys and locks.
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Change of vehicleIf you sell your vehicle and replace it with a similar vehicle, we automatically cover it for 14 days.
Optional benefits
Find out more about the optional benefits you can add to RACQ Comprehensive Car Insurance for rideshare by reading our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.
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Hire car after an event
Get a hire car for up to 21 days (up to $75 a day) if you're unable to use your vehicle as the result of an incident.
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Excess free windscreen or window glass claim
Get one excess free windscreen or window glass claim during the period of your insurance.
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No Claim Discount (NCD)
If you have a Rating 1, you can protect this rating in the event of an at fault claim^. Gold and Gold 50 RACQ members receive this benefit at no extra cost.
Save on your comprehensive car insurance for rideshare
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Roadside Assistance loyalty discountAlready have RACQ Roadside Assistance? You can get up to 17.5% off your car insurance (savings based on membership level).
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Multi policy discountSave up to 5% off each eligible policy when you have three or more RACQ insurance policies.
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No claim discountNever made a claim? Great! You could get up to 60% off your comprehensive car insurance premiums.
Why choose RACQ to cover your rideshare vehicle?
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Queensland-based customer serviceGet in touch with our friendly local team.
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21-day cooling off periodRethinking your insurance? No problem.
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Monthly payment optionsAsk us about flexible premiums.
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Customise your coverTake a look at our optional benefits.
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Get rewarded with premium discountsWhy pay full price if you’re eligible for savings?
Award-winning comprehensive car insurance
RACQ Car Insurance has been recognised for Outstanding Customer Satisfaction, Excellent Customer Service, Highly Trusted, and Most Recommended in the 2021 Mozo Awards.

Get member benefits when you cover your rideshare vehicle~~
Contact us
Need help or would like to know more? RACQ offers many convenient ways for you to get in touch with us.
Rideshare insurance FAQs
Things to note
Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.
^ Only applies to your first at fault claim during the period of insurance.
~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.
#Conditions apply. Offer available at participating Puma Energy petrol stations. Visit racq.com/puma for details.