Cover your rideshare trips with RACQ Comprehensive Car Insurance

When you’re driving dozens of kilometres and passengers in a single day, you need protection. RACQ Comprehensive Car Insurance helps rideshare drivers who use their privately owned vehicles get the insurance policy they need. It doesn’t matter whether you’re with Didi, Uber, Ola, or another rideshare platform, we want you to feel at ease knowing you're covered.

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What does RACQ Comprehensive Car Insurance for rideshare cover?

Get up to speed on all the important details by reading our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations

Note: RACQ motor products do not provide cover for taxis, tools of trade, stock in trade, or loss of income.

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    Loss or damage to your vehicle in a flood, storm, hail, theft, accident, vandalism or fire event
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    Up to $20 million cover for damage to other people’s property caused by your car 
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    Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance selected repairer
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    Hire car for up to 21 days (up to $75 a day) if your vehicle is stolen 
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    Cover for personal property

    We pay up to $500 for personal property inside your vehicle that is damaged from being involved in an incident.

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    Towing and storage costs
    We pay the costs of towing and storage of your vehicle for up to 30 days after an incident or theft (up to $100 a day).
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    Theft of vehicle keys
    We pay up to $750 to replace and recode vehicle keys and locks.
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    Change of vehicle
    If you sell your vehicle and replace it with a similar vehicle, we automatically cover it for 14 days.

Optional benefits

Find out more about the optional benefits you can add to RACQ Comprehensive Car Insurance for rideshare by reading our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determinations.  

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    Hire car after an event

    Get a hire car for up to 21 days (up to $75 a day) if you're unable to use your vehicle as the result of an incident.

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    Excess free windscreen or window glass claim

    Get one excess free windscreen or window glass claim during the period of your insurance.

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    No Claim Discount (NCD)

    If you have a Rating 1, you can protect this rating in the event of an at fault claim^. Gold and Gold 50 RACQ members receive this benefit at no extra cost.

Save on your comprehensive car insurance for rideshare

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    Roadside Assistance loyalty discount
    Already have RACQ Roadside Assistance? You can get up to 17.5% off your car insurance (savings based on membership level).
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    Multi policy discount
    Save up to 5% off each eligible policy when you have three or more RACQ insurance policies.
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    No claim discount
    Never made a claim? Great! You could get up to 60% off your comprehensive car insurance premiums.

Why choose RACQ to cover your rideshare vehicle?

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    Queensland-based customer service
    Get in touch with our friendly local team.
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    21-day cooling off period
    Rethinking your insurance? No problem.
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    Monthly payment options
    Ask us about flexible premiums.
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    Customise your cover
    Take a look at our optional benefits.
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    Get rewarded with premium discounts
    Why pay full price if you’re eligible for savings?

Award-winning comprehensive car insurance

RACQ Car Insurance has been recognised for Outstanding Customer Satisfaction, Excellent Customer Service, Highly Trusted, and Most Recommended in the 2021 Mozo Awards.

RACQ car insurance mozo awards

Get member benefits when you cover your rideshare vehicle~~

Save money at the car wash
Take advantage of your 10% discount on all Star Car Wash services.
Enjoy everyday fuel discounts
Fill up at Puma Energy service stations to save 4 cents per litre.#
Spend less on car maintenance
Get 5% off parts and accessories at Repco stores.
Give back to the community
Support the RACQ Air Rescue Network with your membership.

Rideshare insurance FAQs

Things to note

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.

^ Only applies to your first at fault claim during the period of insurance. 

~~ Terms and conditions apply to all offers. View the individual offer for full details. Offer is subject to availability and may be withdrawn at any time without notice.

#Conditions apply. Offer available at participating Puma Energy petrol stations. Visit for details.