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Comprehensive Car Insurance for Small Businesses and Corporate Fleets

Got a question? Call 13 1905

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Fleet and Small Business Car Insurance

Keep your business moving forward, with comprehensive cover for your commercial fleet or corporate cars.

Our Comprehensive Car Insurance helps business owners get their company vehicles back on the road sooner when they are involved in an accident. If you hold RACQ motor vehicle fleet insurance, we will replace your written off vehicle with a new one (provided it is less than two years old), as well as pay for the reasonable costs of towing and storage of a damaged fleet vehicle after an accident.

Businesses with 10 or more vehicles are eligible for cover with our corporate car and fleet insurance. You’ll also become an RACQ business member giving you access to a wide range of benefits including discounted vehicle inspections and discounts on car batteries.

To get a quote call us on 13 1905.

To make a claim please call us on 13 7202.

What am I covered for?

For full details of what’s included in RACQ Comprehensive Car Insurance for small businesses and corporate fleets, see our Product Disclosure Statement (PDS), any applicable Supplementary PDS and Target Market Determination. This product does not cover you for tools of trade, stock in trade or loss of income.

Cover for loss or damage to your vehicle following an accident, weather events (flood, hail, storms, cyclones), fire, malicious acts, theft or attempted theft.

You are covered for up to $20 million for your legal liability which results from damage to other people’s property caused by a corporate car.

Choice of repairer and lifetime repair guarantee on work completed by an RACQ Insurance Selected Repairer.

We pay up to $500 for an employee’s personal property that is inside a fleet vehicle and is damaged during or after an event.

Show more inclusions Show more

Change of vehicle
If you sell your vehicle and replace it with a similar type, we automatically cover it for 14 days.
Emergency repairs
We pay up to $500 for emergency repairs to make your fleet vehicle roadworthy until you can claim.
Replacement vehicle
If your fleet vehicle is no more than two years old and we have declared it a total loss, we will replace it with a new vehicle.
More Inclusions
See our Product Disclosure Statement (PDS) and any applicable Supplementary PDS.

Why choose RACQ?

More than an insurance policy, you’re a member

When you insure with RACQ you receive membership to Queensland’s largest club with extra benefits such as advice, discounts and more.

Assisting Queenslanders since 1905

RACQ has been assisting Queenslanders for over 100 years, we know what matters most to locals at home and on the road.

Ways to save

For full details of discounts and savings for RACQ Comprehensive Car Insurance for Small Businesses and Corporate Fleets, see our Insurance Discounts page.

Multi Policy Discount

If you have three or more insurance policies with RACQ, get up to 5% off each of your eligible policies.

Combined Vehicle Insurance Discount

You can combine a range of car insurance policies and get up to 5% off each of your eligible policies. Find out more.

Driver Excellence bonus

Be rewarded for safe driving. If you’ve held a Rating 1 for five years or more, get up to 10% discount.

As an RACQ member, you can also save 4¢ per litre on fuel at selected Puma stations^#.

Operate your business with confidence when you’re on the road backed by the safety and reliability of RACQ’s Commercial Car Insurance for small businesses and corporate fleets.

Get a quote

Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. This is general advice only and may not be right for you. This information does not take your personal objectives, circumstances or needs into account. Read the PDS and any applicable Supplementary PDS before making a purchase decision on this product. You can also access our Target Market Determinations on this website.