What happens if I develop a Medical Condition after I buy travel insurance but before I leave on my trip? Would I still be covered?
If before starting your trip, you become aware of, or a reasonable person in the circumstances could be expected to have become aware of, a change in your health:
- that has, or is likely to have, an effect on the diagnosis, severity, or management of a Medical Condition, such as a change in treatment, medication or dosage, a new symptom or change of a condition of a Medical Condition, that we have accepted on your Certificate of Insurance; or
- which is a new medical or physical condition, disorder, disease, disability or illness, including any Mental Illness that manifests itself, and that is not otherwise covered under the ‘Medical Conditions we automatically cover’ section, after the Relevant Time.
You must tell us as soon as reasonably practicable and prior to starting your trip.