Compare the features, options and discounts of our home and contents insurance policies below – and find the policy that fits your needs.

With RACQ Home and Contents Insurance you also become an RACQ member giving you access to a wide range of benefits.

 
Combined Home and Contents
Home 
Contents 
Contents insurance for renters 
Pay by the month 
Lifetime guarantee on authorised repairs
Voluntary Excess
24hr Queensland call centres
State-wide assessment services
New for old items
 
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Combined Home and Contents
Home 
Contents 
Contents insurance for renters 
Insured events
$20 million legal liability cover
Design
Assistance with clean-up costs
Cover for broken glass

Food Spoilage

Temporary accommodation


Cover for damage caused by emergency services


Demolition and removal of debris
Home modification after serious injury


Demolition and redesign costs


Loss of rent


Matching repairs
Locks


Gifts

Investigating leaks


Additional living expenses

Cost towards security firm response

Counselling services
Cover for loss or damage to contents in storage

Cover for loss or damage in transit

Cover for loss or damage to contents in safety deposit boxes

Credit card misuse

Replace documents

Cover for temporary removal of contents

Cover for uninsured visitor contents

Funeral expenses
Visitor’s contents

Replacing trees, shrubs, plants and hedges
Redundancy premium waiver
 
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Combined Home and Contents
Home 
Contents 
Contents insurance for renters 
Advanced cover (includes motor burnout option) 

Motor burnout only

Mobile Phones
Pet cover

Specified items

Items away from the home

Small business contents
Landlord fixtures and fittings


 
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Combined Home and Contents
Home 
Contents 
Contents insurance for renters 
Roadside Assistance loyalty discount
Home excellence bonus
Multi-policy discount
Combined insurance discount
Over 55 discount
Senior card holder discount
Apartment discount
Alarm discount
 
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Insurance products (excluding Travel Insurance and the Life and Income Protection Insurance suite of products) are issued by RACQ Insurance Limited ABN 50 009 704 152 (RACQ). Conditions, limits and exclusions apply. Please read the PDS before making a purchase decision on this product. Any general advice relating to this product at racq.com is provided by RACQ.